First home buyers

Buy your first home with confidence

Buying your first house is a major milestone and finding the right home loan matters just as much as selecting the property. Collective Financial Solutions helps first home buyers understand loan types, entry costs and budgeting so decisions are clear and manageable.

We can assist with:

1. Understand your position We work out your borrowing capacity, deposit/equity and repayments.

2. Explore your options We compare suitable options from our panel of 50+ lenders.

3. Get finance ready We organize pre-approval so you can move with confidence.

4. We handle the process From application and valuation through to approval and settlement.

5. We're here after settlement We'll continue to review your loan as your circumstances change.

01

Get in touch with our team

15 mins

02

Complete a fact finder form

45 mins

03

We review and provide options

2 days

Our panel of lenders

With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.

Free home loan health check

Are you paying too much on your current home loan?

We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.

Review my Current Home Loan

See what our clients have to say

Sam & Lisa are dedicated to providing exceptional service that goes above and beyond your expectations.